In addition to the emotional and physical effects after finding out you are pregnant, you might also be facing the challenge of dealing with an unplanned pregnancy with no money.
There are multiple options for financial assistance as you decide on the best course of action for you. Whether you choose parenting, adoption, or abortion, you can find resources for unplanned pregnancy financial assistance in the sections below.
Financial Assistance for Women Choosing Parenthood
If you are looking for financial assistance for unplanned pregnancy, your insurance is a good place to start. Many insurance programs cover a variety of costs for mothers. If you have private insurance, check with your provider to see if maternity is covered. Here are a few of the things you will want to consider:
- Am I on my own insurance or my parents’ insurance? If I’m on my parents’, will it cover my expenses?
- What type of expenses can be covered, and how much?
- What co-pays and deductibles can I expect?
- What hospitals or facilities are in my insurance network?
If you do not have private insurance, then you may consider applying for Medicaid if you have not already. This program supports low-income individuals and families who are not insured. If you apply for Medicaid, you will most likely need to have the following:
- Proof of citizenship or non-citizenship
- A statement of income
- Proof of pregnancy
Finally, you might have the option of Women, Infants, and Children (WIC) or other state-funded coverage. Through federal grants, states can assist low-income mothers and children up to five years old. Find your local WIC office to receive more information:
Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming
Financial Assistance for Women Considering Adoption
If you choose to place your baby for adoption, you may be able to receive financial compensation for pregnancy- and adoption-related expenses. Some of the costs you may be able to have covered include:
- Medical and hospital bills
- Legal fees
- Rent and utilities
- Maternity clothing
- And more
Allowable expenses are determined by each state. Contact a local adoption professional in your area or a national adoption agency to learn more about your options for adoption-related financial assistance.
Financial Assistance for Women Considering Abortion
Abortion typically costs between $300 and $950. Depending on your situation, you may be able to receive financial assistance to cover part or all of these costs. Below, you can find some of the sources to contact about abortion funding:
- National Abortion Federation – The NAF hotline will put you in contact with someone who can help you find financial resources and abortion providers in your area.
- National Network of Abortion Funds – This site has a collection of information and resources that will help you find safe and affordable options near you.
- Women’s Reproductive Rights Assistance Project – WRRAP provides funding to approved clinics across the nation. Visit their website to find providers that they work with.
Additionally, many abortion providers will work with you to find a solution to finance your abortion.
The following resources can help women with additional financial questions or concerns they may have:
- Living Assistance – Visit this page to find out about financial assistance near you and how to qualify.
- Children’s Health Insurance Program – Uninsured families who do not qualify for Medicaid can find options for their children through this program.
- Maternal and Child Health Bureau – Call 800-311-2229 and received information about a variety of pregnancy-related services in your state.
- Supplemental Nutrition Assistance Program (SNAP) – This program helps provide food for low-income families who qualify.
You can also locate pregnancy centers near you for more information.