In addition to the emotional and physical effects after finding out you are pregnant, you might also be facing the challenge of dealing with an unplanned pregnancy with no money.

There are multiple options for financial assistance as you decide on the best course of action for you. Whether you choose parenting, adoption, or abortion, you can find resources for unplanned pregnancy financial assistance in the sections below.

Financial Assistance for Women Choosing Parenthood

If you are looking for financial assistance for unplanned pregnancy, your insurance is a good place to start. Many insurance programs cover a variety of costs for mothers. If you have private insurance, check with your provider to see if maternity is covered. Here are a few of the things you will want to consider:

  • Am I on my own insurance or my parents’ insurance? If I’m on my parents’, will it cover my expenses?
  • What type of expenses can be covered, and how much?
  • What co-pays and deductibles can I expect?
  • What hospitals or facilities are in my insurance network?

If you do not have private insurance, then you may consider applying for Medicaid if you have not already. This program supports low-income individuals and families who are not insured. If you apply for Medicaid, you will most likely need to have the following:

  • Proof of citizenship or non-citizenship
  • A statement of income
  • Proof of pregnancy

Finally, you might have the option of Women, Infants, and Children (WIC) or other state-funded coverage. Through federal grants, states can assist low-income mothers and children up to five years old. Find your local WIC office to receive more information:

Alabama | Alaska | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Financial Assistance for Women Considering Adoption

If you choose to place your baby for adoption, you may be able to receive financial compensation for pregnancy- and adoption-related expenses. Some of the costs you may be able to have covered include:

  • Medical and hospital bills
  • Legal fees
  • Rent and utilities
  • Food
  • Transportation
  • Maternity clothing
  • And more

Allowable expenses are determined by each state. Contact a local adoption professional in your area or a national adoption agency to learn more about your options for adoption-related financial assistance.

Financial Assistance for Women Considering Abortion

Abortion typically costs between $300 and $950. Depending on your situation, you may be able to receive financial assistance to cover part or all of these costs. Below, you can find some of the sources to contact about abortion funding:

Additionally, many abortion providers will work with you to find a solution to finance your abortion.

Additional Resources

The following resources can help women with additional financial questions or concerns they may have:

You can also locate pregnancy centers near you for more information.