Concerns about finances can be a deciding factor in a woman’s decision to pursue adoption and are often even among her first worries when she learns she is pregnant. Pregnant women often ask about getting financial assistance for living expenses or pregnancy-related expenses during their pregnancy and adoption.

Every state has unique laws, but in most states, adoptive parents are able to provide financial assistance during your pregnancy and four to six weeks after. Support for living expenses may include:

  • Rent and utilities
  • Food
  • Transportation
  • Maternity clothing
  • Phone service

Both courts and adoptive families understand that it may be difficult for you to work, live in your current environment or care for your family while you are pregnant, especially if your family, friends or community are not supportive of your pregnancy or adoption decision.

Your Adoption Specialist should speak with you about your living situation to learn more about your possible financial needs. Many women accept financial support for living expenses during their pregnancy, and it is legal to do so. Some women struggle with asking for support during their pregnancy, but there’s nothing to be ashamed of because adoptive families want to help you during your pregnancy so that you can take care of yourself and your baby.

Financial assistance during an adoption plan varies by living situation, stage of pregnancy and the state or county you live in. For example, if a woman is still in high school and living with her parents, she might not need as much support for living expenses as a woman who is in her 20s or 30s, lives on her own and supports herself and her children. The adoptive family and court will understand that your living situation and needs may change throughout your pregnancy. For instance, you may have the support of your family or boyfriend, but if you lose that support or you and he break up and cease living together, your living expenses may be greater.

State, federal and local laws determine an adoption professional’s or adoptive family’s ability to provide you with financial assistance and also determine how much financial assistance can be made available to you. Since living expenses are regulated through the court system and various laws, all adoption professionals should provide you with roughly the same amount of financial assistance during your adoption plan.